The Addition & Multiplication Rules
How to combine chances: the "or" rule, the "and" rule, and the overlap everyone counts twice.
Two little words: 'or' and 'and'
Almost every probability question hides one of two words. Or asks for the chance that at least one of two things happens. And asks for the chance that both happen together. Each word has its own rule, and mixing them up is the most common slip in this whole topic.
Picture two overlapping circles — a Venn diagram. Circle A holds every outcome where event A happens; circle B holds every outcome where B happens. The overlap is where both happen at once. Keep that picture in mind and both rules almost draw themselves.
The disjoint shortcut
Sometimes two events cannot both happen: a single coin flip is not heads and tails, one card is not a heart and a spade. Such events are called disjoint or mutually exclusive. Their circles do not overlap at all, so \( P(A \text{ and } B) = 0 \) and the addition rule loses its last term, collapsing to a plain \( P(A) + P(B) \).
So the full addition rule always works — the disjoint version is just the special case where there is no overlap to subtract.
The multiplication rule (for 'and')
For and, you multiply. But the second probability has to account for the first event already having happened. That 'given the first happened' probability is written \( P(B \mid A) \) and read 'the probability of B given A'. Multiply the chance of the first event by the chance of the second, measured after the first:
- Name the pieces: \( P(\text{sport}) = 0.60 \), \( P(\text{instrument}) = 0.30 \), and the overlap \( P(\text{both}) = 0.20 \).
- These are not disjoint — 20 percent do both — so the overlap term matters. Use the full addition rule, not the shortcut.
- Substitute: \( P(\text{sport or instrument}) = 0.60 + 0.30 - 0.20 \).
Check your understanding
- 'Or' uses the addition rule: P(A or B) = P(A) + P(B) − P(A and B); subtract the overlap so it is not counted twice.
- Disjoint (mutually exclusive) events cannot happen together, so P(A and B) = 0 and P(A or B) = P(A) + P(B).
- 'And' uses the multiplication rule: P(A and B) = P(A)·P(B | A), where P(B | A) accounts for A already having happened.
- Independent events do not affect each other, so P(B | A) = P(B) and P(A and B) = P(A)·P(B).
- Disjoint and independent are different ideas: disjoint events with nonzero probability are strongly dependent, not independent.